Meet Rachel Cruze: The Financial Guru Following In Her Dad Dave Ramsey’s Footsteps
Let me tell you about Rachel Cruze, the powerhouse daughter of Dave Ramsey who’s making waves in the world of personal finance. You might know her dad as a radio legend and financial guru, but Rachel is carving out her own path with her books, speaking engagements, and down-to-earth approach to money management. Let’s dive into her story, from her early years to her thriving career and family life.
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In 2014, Rachel Cruze co-authored Smart Money Smart Kids with her dad, and the book skyrocketed to the top of The New York Times Best Seller List. But that’s not all—her second book, Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want, hit shelves in 2016. Beyond her writing, Rachel is known for her engaging presence on stage, where she shares actionable tips for building wealth and staying debt-free. Today, we’ll explore the highlights of Rachel’s life, both personal and professional, and see how she’s continuing her dad’s legacy in her own unique way.
Rachel Cruze’s Profile Summary
| Full Name | Rachel Ramsey Cruze |
| Known As | Rachel Cruze |
| Gender | Female |
| Born On | April 25, 1988 |
| Age | 36 years old (2024) |
| Zodiac Sign | Taurus |
| Place of Birth | Tennessee, USA |
| Nationality | American |
| Ethnicity | Mixed |
| Religion | Christianity |
| Education | Brentwood High School, University of Tennessee |
| Height | 5’6’’ (168 cm) |
| Hair Color | Brown |
| Eye Color | Brown |
| Sexuality | Straight |
| Marital Status | Married |
| Spouse | Winston Cruze |
| Kids | 3 |
| Parents | Sharon and Dave Ramsey |
| Siblings | 2 |
| Profession | Speaker, Author, Finance Expert |
| Net Worth | $3 million |
| Social Media | Instagram | X (Twitter) | Facebook | YouTube |
Who Is Dave Ramsey’s Daughter, Rachel Cruze?
Rachel Cruze is proof that family legacies can inspire greatness. Growing up under the financial mentorship of her dad, Dave Ramsey, Rachel learned early on about the importance of smart money management. As she grew older, she decided to share those lessons with the world, becoming a sought-after speaker and author in her own right. Her work reflects her dad’s teachings but adds a fresh, relatable spin that resonates with today’s generation.
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Rachel has always been close to her dad, and their bond is evident in the way they collaborate both personally and professionally. In a heartfelt Father’s Day post on June 16, 2024, Rachel expressed her gratitude for everything her dad has taught her:
Happy Father’s Day. Thank you, Dad, for your love and inspiration. I am so thankful for all the fathers who make a difference in their kids’ lives.
Let’s take a closer look at Rachel Cruze’s journey—her family background, her marriage, and her career as a financial expert and writer.
Born in the Same Year Her Dad Filed for Bankruptcy
Rachel Cruze was born on April 25, 1988, in Tennessee, USA. She’s the second of three children Dave and Sharon Ramsey share. Interestingly, the year of Rachel’s birth was also the year her dad faced financial ruin due to the Competitive Equality Banking Act of 1987. Despite this setback, Dave worked tirelessly to rebuild his life, eventually becoming a multimillionaire with an estimated net worth of $200 million, according to Celebrity Net Worth.
An Impressive Education
Education was always a priority for Dave Ramsey, and Rachel benefited greatly from it. She attended Brentwood High School for her secondary education before heading to the University of Tennessee, where she earned a Bachelor of Arts degree in communications. This strong academic foundation laid the groundwork for her future success as a public speaker and author.
Married Over a Decade
Rachel Cruze tied the knot with Winston Cruze back in 2009. Their love story began at the University of Tennessee, where they were both students. On December 20, 2023, Rachel celebrated their 14th wedding anniversary with a touching tribute on Instagram:
I’m celebrating 14 years of marriage tonight. I love this man more than I ever thought possible. Marriage isn’t always easy, but it’s always worth it.
Together, Rachel and Winston have three beautiful children: Caroline, Amelia, and Charles Cruze. Winston plays an active role in their family life while managing his career in real estate.
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